Open an account and become a member
By opening an account with TENCU, you take advantage of the benefits that credit unions have to offer with out the hassle. Experience personalized financial solutions, exceptional service, and the convenience of banking from anywhere.
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Becoming a member is easy and you may already qualify:
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- Are you employed by one of our 300+ employers, partner companies, and businesses in Tennessee?
- Do you work in the education field in Tennessee?
- Are you a current college student or alumni in Tennessee?
- Are you a relative or family member of a current TENCU Member?
- Do you live or work in Williamson, Sumner, or Hamblen Counties or zip codes 37408, 37409, or 37410?
- Do you work for the City of Berry Hill, Gallatin, Morristown, New Johnsonville, or White House (Tennessee)?
- Do you work for a utility district in Tennessee or its commissioner?
- Are you a member of the PENCIL Foundation?
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If you answered yes to any of these, you qualify! If you have any questions about qualifying, please call 1-844-468-3628 or email us at [email protected].
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What You'll Need to Start:
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- Valid Driver's License or State ID*
- Social Security Number
- Current Home Address
- Current Bank Account or Credit Card to fund your account
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Open an Account Visit a Branch More Information
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We are here for you when you need us. You can reach us online, over the phone or at a branch.
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With TENCU, you have 24/7 access to your account. You bank how you want, when you want.
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Take advantage of the low rates that TENCU offers on loans. Easy and affordable options are available.
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Start saving for your financial future. Take advantage of all of the savings options TENCU has to offer.
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Spend smart with TENCU’s checking accounts! Enjoy easy access, no hidden fees, and the freedom to manage your money your way.
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Whether you are just starting your home journey or you're a season vet, TENCU can assist you along your path.
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Select one of the methods below, and you'll be on your way to TENCU membership!
Have your personal information handy, including your valid driver's license or state ID*, email address, full address, social security number, current bank account information, and other personal information.
Open an Account Visit a Branch More Information
Once your enrollment is approved, you will be asked to make an initial minimum deposit of $5 to a savings (share) account. If you keep the $5 in your share account, you can remain a member with full membership opportunities no matter where you live or work.
You must be 18 or older to apply online. If you are under 18, you must come to one of our branches with a parent or guardian to apply for membership.
*Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will require government-issued picture identification and retain a copy for identification purposes.
